Disclaimer
Past performance does not guarantee future results.
Financial planning involves analysis of market conditions which may fluctuate. Consultation outcomes may vary based on individual circumstances and market conditions.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information contained herein.
This disclaimer applies to all content, services, and materials provided through Quinariphose and any associated communications or consultations.
Information Accuracy
We make reasonable efforts to ensure that all information presented is accurate and current. However, information may become outdated or contain inadvertent errors.
- All financial data and market information is subject to change without notice
- Consultation recommendations are based on information provided at the time of service
- External market conditions may affect the relevance of previously provided guidance
Limitation of Liability
To the fullest extent permitted by Malaysian law, Quinariphose and its representatives shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
Use of information or services provided through this website
Decisions made based on consultation sessions or recommendations
Any interruption or unavailability of services
Professional Consultation Notice
The content on this website does not constitute formal financial advisory services. Our consultations are informational in nature and designed to provide general guidance on financial planning approaches.
For specific financial decisions, we recommend consulting with licensed financial advisors, tax professionals, or legal counsel as appropriate to your situation.
External Links
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We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
No Warranties
We provide our services and information "as is" without any warranties, express or implied, including but not limited to:
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Indemnification
Users agree to indemnify and hold harmless Quinariphose, its employees, and representatives from any claims, damages, or expenses arising from the use of our services or violation of these terms.
Governing Law and Jurisdiction
This disclaimer and all matters relating to your use of our services are governed by Malaysian law.
Governing Law: Laws of Malaysia
Jurisdiction: Malaysian courts have exclusive jurisdiction over any disputes arising from this disclaimer
Where local laws provide greater consumer protection, such laws shall take precedence over conflicting provisions in this disclaimer.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Continued use of our services constitutes acceptance of any modifications.
Last Updated: July 19, 2025
Contact Information
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